Everything is worked out in your browser and saved only on this device. Nothing you type is sent anywhere.
About the subscription cost calculator
Ten dollars here, five there — subscriptions are easy to start and easy to forget. Most people underestimate what they spend on them. This calculator adds them all up, whatever the billing: weekly, monthly, every three or six months, or yearly.
You see the total per month, per year, per day and in five years. Each subscription gets a small bar showing how big it is next to the others. Untick one to see at once how much you would save by cancelling it.
How to use it
- Type each subscription's name and price
- Choose how often it is billed
- Press Add a subscription for more
- Read the totals
- Untick the ones you could live without to see the saving
Where subscriptions hide
Check your bank and card statements for the last two months. Common ones:
- Streaming — video, music, audiobooks, sports
- Cloud storage — photos, files, backups
- Apps and games — in-app subscriptions, game passes
- Software — office, photo editing, antivirus, VPN
- Memberships — gym, fitness apps, shopping clubs, delivery passes
- News and magazines — digital and print
- Boxes — meal kits, coffee, beauty, pet food
- Phone and internet extras — insurance, add-ons, extra numbers
Example
| Subscription | Price | Per year |
|---|---|---|
| Video streaming | $15.49 / month | $185.88 |
| Music | $11.99 / month | $143.88 |
| Cloud storage | $2.99 / month | $35.88 |
| Gym | $40 / month | $480 |
| Software | $99 / year | $99 |
| Total | $78.72 / month | $944.64 |
Five subscriptions that each look small come to almost $950 a year — about $4,700 in five years.
Ways to cut the cost
- Rotate streaming services — keep one at a time and switch every few months.
- Pay yearly for the ones you keep — it is often 15–20% cheaper than monthly.
- Use family plans and share them with your household.
- Cancel free trials the day you start them — you keep access until the trial ends.
- Ask for a better price — many services offer a discount when you start to cancel.
Frequently asked questions
How much does the average person spend on subscriptions?
It varies a lot, but surveys often find people spend much more than they think — commonly over $100 a month in the US. The only way to know your own number is to list them all.
How do I convert a yearly price to monthly?
Divide by 12. A $99 yearly subscription costs $8.25 a month. The calculator does this for every billing period.
How do I find all my subscriptions?
Look through two months of bank and card statements, the subscriptions list in your phone's app store (Settings on iPhone, Play Store on Android), and your email for "receipt" or "renewal".
What does unticking a subscription do?
It takes that subscription out of the totals and shows how much you would save per year without it. Nothing is cancelled — it only helps you decide.
Good to know
- Works with any currency — choose it at the top
- Your list is saved in this browser, so you can update it later
- Nothing you type is sent anywhere
Related tools
- 50/30/20 Budget Calculator — where subscriptions fit in a budget
- Savings Goal Calculator — put the savings to work
- Expense Splitter — split a shared plan with others
- Unit Price Calculator — which pack is cheaper
- Compound Interest Calculator — what saved money grows to
