Enter your starting amount, rate and years — the results update as you type.
About the Compound Interest Calculator
This free compound interest calculator shows how savings grow when your interest earns interest. Enter a starting amount, an annual interest rate, the number of years, an optional monthly contribution, and how often interest compounds — and it shows your final balance, everything you put in, and the interest earned.
Results update as you type and everything runs in your browser; nothing is uploaded.
Why compound interest matters
With compound interest, each period's interest is added to your balance, so the next period earns interest on a bigger number. Over years — especially with regular contributions — that snowball makes a big difference compared with simple interest.
Features
- Final balance, contributions and interest at a glance
- Monthly contributions included in the growth
- Compounding monthly, quarterly, annually or daily
- Updates as you type
- 100% in your browser — no sign-up, nothing uploaded
How to use it
- Enter your starting amount, annual rate and number of years
- (Optional) Add a monthly contribution and choose the compounding
- Read the result — final balance, total contributed and interest earned